Finance Manager - Momentum BMW/MINI in Houston, TX at Sonic Automotive
Date Posted: 8/22/2025
Job Snapshot
Houston, TX 77074
About
Momentum BMW Houston, part of the Sonic Automotive family, isn’t just any store - we’re the #1 volume BMW dealer in Houston, a proud BMW Center of Excellence award winner, and home to a state-of-the-art facility built to deliver the ultimate customer and teammate experience.
If you’re ready to take your career to the next level with one of the nation’s premier BMW dealerships, this is the place.
Sonic Automotive is a multi-billion dollar Fortune 500 company and one of the largest automotive dealer groups in the country with 100+ dealerships nationwide across 25 brands.
Compensation:
- Draw / Uncapped Commission
Job Description
Summary:
The F&I Manager responsible for helping customers secure financing while maximizing dealership revenue through the sale of finance products, warranties, and other add-ons.
Duties & Responsibilities:
- Present financing options and aftermarket products to customers in a clear and transparent manner.
- Structure deals for maximum profitability while ensuring compliance with all regulatory guidelines.
- Sell finance and insurance products, extended warranties, maintenance plans, GAP insurance, and more to increase PVR.
- Secure financing through lender partners, submit credit applications, and gain approvals efficiently.
- Maintain high closing ratios and consistent PVR performance.
- Accurately complete all required paperwork and ensure timely funding of deals.
- Maintain detailed knowledge of manufacturer programs, rebates, and lender guidelines.
- Provide exceptional customer service and follow-up to build long-term relationships and referrals.
- Collaborate with the sales team to ensure seamless delivery and a positive customer experience.
- Stay up-to-date with compliance standards, including state, federal, and dealership policies.
- Minimum 5+ years of proven success in automotive finance & insurance (F&I) management in a high-volume dealership.
- Documented history of delivering top-tier per-copy performance with strong product penetration across all categories.
- Established reputation for consistently exceeding finance performance benchmarks and maximizing profitability.
- Deep knowledge of finance laws, contracts, compliance, and lender relations.
- Exceptional communication, negotiation, and closing skills with a polished, professional presence.
- All applicants must be authorized to work in the USA.
- All applicants must be able to demonstrate ability to pass pre-employment testing to include background checks, MVR, drug test, and have a valid driver license.
Preferred Qualifications:
- Experience with the BMW brand
- Experience within a public automotive group
Compensation:
- Draw / Uncapped Commission
Schedule:
- FULL TIME
- Sundays Always Off
- Saturday Availability Required
Perks & Benefits:
- Medical, Dental & Vision Insurance
- 401(k) with Company Match
- Paid Time Off that Grows with You
- Sundays Always Off
- Closed on Thanksgiving & Christmas
- Employee Pricing on Purchases & Leases
- Free & Discounted Gym Membership Options
- Exclusive Travel Deals on Hotels, Rentals & Airfare
- Career Growth in a Fortune 500 Company
All your information will be kept confidential in accordance with EEO guidelines